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hpr2325 :: Insurance - How It Works

To begin discussing the policy we need to first explain how insurance works

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Hosted by Ahuka on 2017-06-30 is flagged as Clean and is released under a CC-BY-SA license.
Listen in ogg, spx, or mp3 format. | Comments (1)

Health policy is difficult and tricky. In the U.S. health care is mostly financed through insurance. How does that work, and what does it imply. There are some hard truths here.


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Comment #1 posted on 2017-06-15T07:55:41Z by clacke

Great show

Thanks for this overview of the underlying issues!

As a point of reference, Sweden used to have full government funding and government provision of services, except for dental care where we had private providers.

These days, all types of services follow the dental care model: The patient can choose where to go, and the government "insurance" pays for the services. It's called an insurance, but is paid through the employment tax and the premium is determined entirely by the salary.

You can also add a private health care insurance, and get access to further clinics and services, shorter queues, etc.

Counties license providers, so while in some sense anybody qualified to provide services can do so, each county may uphold e.g. a certain quota of private vs public providers.

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